Nyumba · Hewa Propensity Intelligence
HEWA PROPENSITY INTELLIGENCE
1,500 active members · 4 models running · Updated continuously
Upgrade ready
847 members
34% above baseline
Credit propensity
312 members
High conversion probability
Default early warn
43 members
Pre-intervention window open
Churn risk
89 members
21-30 day engagement decline
Cross-Model Intersection · High-Judgement Cohorts
12
Credit Propensity∩Default Early Warning
Review before lending
7
Upgrade Propensity∩Churn Propensity
Save before they leave
UPGRADE PROPENSITY
Members ready to move to next Trust Grade
Model confidence: 78%
CREDIT PROPENSITY
Members likely to need working capital (30 days)
Model confidence: 72%
DEFAULT EARLY WARNING
Active borrowers showing pre-default signals
Model confidence: 81%
CHURN PROPENSITY
Members at risk of disengagement (21-30 days)
Model confidence: 69%
HEWA REASONING
Select any member above to see Hewa's propensity reasoning.
Hewa watches 1,500 members in real time and identifies what each one is most likely to do next — before they do it.